TOP 7 BEST ROBO ADVISORS FOR BEGINNERS TO SAVE AND INVEST

Best robo-advisors for beginners are relatively new in our country, these types of managers are proliferating more and more, partly thanks to the good reception they have had and, on the other hand, by the large banks, which seeing their popularity have started to create their own to not lose part of the cake. I found a one site for getting a best robo advise for beginners. I suggest you to check the site and had a lot of investment ideas. https://returnsseeker.com/

Although there are many who have put the label of "Best robo-advisors for beginners", not all are 100% passive management nor do they all invest in the same assets

For this reason, below we show you a comparison of the best theft advisers you can find today in Spain and what we like the most about each of them.

1. Indexa Capital

They were almost the pioneers, but not only that but in a short time they have become the leaders both in number of clients and in managed assets.

A simple web page, and an easy to understand operation have made thousands of people trust their savings to Indexa Capital. Coupled with all this is undoubtedly its good returns obtained in just 5 years of operation.

Indexa Capital markets both investment funds and pension plans (EPSV for the Basque Country), and in all of them uses index funds as an investment method. Likewise, company pension plans can be contracted.

2. Finizens

You will see it at the top of all the rankings and it is that its returns are being equally surprising.

Best robo-advisors for beginners with Indexa, it has the lowest commissions on the market, in addition to having a clear website and a very nice mobile application to follow your investments from it.

Regarding commissions, its main advantage over the competition is that thanks to its “Tu por Alante” campaign , you will not only pay the minimum for the first year as a client, but year after year you will see your commission reduced by 0.02% . In this way, the management commission charged by Finizens will change over the years from 0.42% to 0.15% of the capital contributed (for investments of € 1,000 to € 20,000, the lower the higher your contribution is, being lower.

As a differentiating point, Finizens invests primarily in index funds, but also spends a small percentage on real estate or commodities, which has performed very well to date.

3. Inbest Me

If this automated management scares you a bit (it shouldn't have, since its success has been proven), you can always resort to one of the plans offered by InvestMent.

They offer the best of both worlds, on the one hand they have all the advantages of best robo-advisors for beginners but they give it a touch of passive management with periodic reviews and control.

It is a good option if you want to start in this type of investment but still do not trust 100% of them.

4. Finanbest

With Finanbest it happens a bit like with InbestMe, their portfolios are automated management but with an active management component as well. As indicated on their website, they are in charge of actively managing your portfolio of funds, therefore, it is not a 100% theft advisor but it is very similar in its way of contracting and investing in index funds

It has 6 portfolio models and the asset and liability component will vary depending on the assigned portfolio.

5. Popcoin

Popcoin belongs to the Bankinter group . As we have already mentioned, traditional banking has seen in passive management a market niche that they also want to cover. The problem they find is that due to the low commissions they have, it cannot be a product offered in their physical offices. For this reason, they are taking advantage of their online branches to compete in this product.

Popcoin offers a very simple product with a very low commission, and it can be a good product for those who do not want to leave a physical bank but want to enter this world of theft advisers.

6. Openbank

The same thing happens with Openbank. This online bank is part of the Santander Group and has always been characterized by its low commissions or by having practically none at all. This makes offering a robo advisor service its natural way and the easiest way for Banco Santander to enter this market.

Best of all, if you are already an Open bank customer, you do not need to create a new account since you can do it directly from your existing account.

As with Popcoin, if you do not want to disassociate yourself from your bank, it may be an option to value.

7. My investor

It is, more than a robbery advisor, a "supermarket" of funds and other products such as mortgages and low cost bank accounts.

As far as investment is concerned, it offers the possibility of investing in index funds on your own , that is, being you the one who chooses which funds to invest in, how much amount and at what time. It is not best robo-advisors for beginners because you are the one who has to take care of everything, but if you do not mind and want to manage your money yourself through indexing, this is a good option, but remember that you will have to spend time and have previous knowledge.